Tradebloc pitches itself to owners who feel stuck: maintenance fees that only go up, special assessments nobody warned them about, and a resort that will not take the unit back. If you have been reading tradebloc reviews to figure out whether it can really get you out, you have probably noticed how far apart the stories are. Some owners describe a clean exit and a team that kept in touch. Others describe thousands of dollars paid and months of silence.
This page puts the public record in one place. You will find what Tradebloc says it does, what owners report paying, what the Better Business Bureau flagged, and what happened when Minnesota’s attorney general looked at the company’s fees. It will not tell you what to do. It is meant to help you ask better questions before you sign anything.
Disclosure: we may earn compensation if you request information through a link on this page. The facts below come from public records and owner reports, and we have included the unflattering ones.
Quick answer
Tradebloc is a real, operating company and some owners report finished exits. It is also not BBB accredited, drew a BBB complaint pattern in 2024, and settled with the Minnesota Attorney General in 2025 over upfront fees and licensing. Treat it as a company you can verify, but not one to sign with in a hurry.
Key takeaways
- Tradebloc was founded in 2018 and is based in Dallas. It sells timeshare contract cancellation alongside credit monitoring and debt settlement.
- Owners report paying from roughly $3,850 to more than $12,000. Pricing does not appear to be published.
- Contracts have carried an 18 month window with a money back guarantee, and refund disputes are a recurring complaint.
- In January 2025 Tradebloc agreed to a Minnesota settlement that included a $59,453.16 payment and a stayed $50,000 penalty. It was not an admission of wrongdoing.
- The FTC says to contact your resort about its own exit program before you pay anyone.
Tradebloc at a Glance
| Detail | What the public record shows |
|---|---|
| Company | Tradebloc Inc. |
| Founded / based | 2018, Dallas, Texas |
| Leadership | Tim Clark, founder and CEO, who describes 25 years in credit and debt management |
| Services | Timeshare contract cancellation, credit monitoring, credit accuracy, identity theft protection, debt settlement |
| Process length | About 18 months in BBB complaint language; some owners were told up to two years |
| Guarantee | Written refund guarantee tied to an 18 month window, per owner and BBB reports |
| BBB status | Not accredited; placed on complaint monitoring in 2024 |
| Regulatory note | 2025 agreement with the Minnesota Attorney General over upfront fees and licensing |
| Pricing | Not published; owners report roughly $3,850 to more than $12,000 |
What Tradebloc Actually Does
Tradebloc started in 2018 and sells a bundle of credit and debt services. Timeshare contract cancellation is the piece most owners come for, but its own materials also list credit monitoring, credit accuracy work, identity theft protection and debt settlement.
It is not a resale broker. Nobody is trying to find a buyer for your week or your points. The goal is a written release from the contract, so the maintenance fees and any loan stop being your problem. Whether any exit company can deliver that is the real question, because developers are not required to let owners go. That is exactly why payment terms matter so much.
Many owners meet the company at a local seminar. One customer who posted on Tradebloc’s own site said they went to a session in their area after their resort changed hands and their maintenance dues were about to be restructured. Seminars are a normal sales channel in this industry. The Minnesota Attorney General has warned that these presentations often end with pressure to hand over a large payment on the spot.
How the Process Works
Based on what owners describe, the path usually looks like this:
- Presentation or call. The company reviews your contract, fees and loan status and explains its program.
- Signing and paying. Owners say they either paid the full amount up front or spread it out on a payment plan.
- Sending your paperwork. Everything goes through an online portal, where you upload your documents and any letters the resort sends you. Customers mention having a named contact.
- The long wait. Quoted timelines run from about 18 months to two years.
- Outcome. Either a release letter from the resort, or a refund request if the guarantee conditions apply.
You will be asked to keep sending along anything your resort mails you. That part matters, because the resort does not stop billing just because you hired someone. One BBB complainant says Bluegreen was still billing them long after the promised window had closed.
Tradebloc Cost: What Owners Report Paying
Reviewers have noted that Tradebloc does not publish a price, so any tradebloc cost figure comes from what owners have posted. Here is what turned up:
- A 2021 post on the Timeshare Users Group forum, from an owner who attended a presentation by a Tradebloc division, put the minimum at $3,850 if paid within three days and up to about double that on a payment plan.
- A review site estimated in 2024 that owners could expect to pay up to roughly $5,000.
- One BBB complainant reported paying more than $12,000 up front under a contract with a 90 day guarantee.
That is a wide spread. It probably reflects different contract types, ownership types and payment plans over several years, so read it as a range and not a quote. add-ons deserve a close look too. A couple of owners mention credit repair or an extra protection plan on top of the exit service, and each one should be itemized in writing.
For context on timeshare exit cost across the industry, the pattern is consistent. The sticker price matters less than when you pay it and what happens if the company does not deliver.
What Owners Say: The Good and the Bad
The favorable feedback tends to repeat three points: the team stayed in touch, the portal made sharing documents easy, and credit was not damaged while the case ran. One reviewer on the BBB profile said the first exit company they hired did nothing for five years, and that Tradebloc got their ownership removed. A roundup site put the company’s Google rating at 4.6 out of 5 in mid 2025.
The unfavorable feedback says something else. Calls go unanswered, the guarantee window passes without an exit, and refund requests stall. One BBB complainant paid over $12,000 and said a year later nothing had been done. Another signed in April 2024, was still being billed by Bluegreen past the 18 month mark, and reported no reply from Tradebloc for seven months.
Both groups can be telling the truth. The good reviews cluster around communication, and the bad ones cluster around outcomes and refunds. Keep in mind that reviews hosted on a company’s own website are chosen by the company, while the BBB shows both sides. When you read tradebloc reviews, weigh the complaint pages at least as heavily as the testimonials.
Complaints and the Minnesota Settlement
In April 2024 the BBB wrote to Tradebloc about a pattern of complaints. The allegations included guaranteed results in 18 months that did not materialize, misleading statements about settlement offers, requests for advance fees, poor service during the contract, and refund requests that were ignored or denied. Tradebloc responded and agreed to revise its contract, add staff to speed up responses and ease refund hurdles under the guarantee. The BBB then placed the company on a year of complaint monitoring, and its later review found total complaints had dropped by nearly one-third.
In January 2025, Minnesota Attorney General Keith Ellison announced settlements with three timeshare exit companies, Tradebloc among them. The state said the companies broke Minnesota’s debt settlement services law by, among other things, charging large upfront fees and operating without the required license. According to the BBB’s summary, Tradebloc’s agreement called for a $59,453.16 payment to the Attorney General plus a $50,000 civil penalty that was stayed. The agreement was for settlement purposes and is not an admission of guilt. Across all three companies, the settlements produced $269,378 in consumer refunds.
Two things follow from that. Minnesota is one state, and upfront fee rules for debt settlement vary elsewhere, so this does not tell you how Tradebloc behaves everywhere. Still, it shows a state regulator took the position that the fee structure broke its law, which is worth weighing against any pitch that asks for a large payment right away.
Is Tradebloc Legit? A Straight Answer
Owners who ask is tradebloc legit usually want a yes or no, and the honest answer is that it depends on what you mean by the word.
Tradebloc is a real company with an office in Dallas, a named founder, a BBB profile and customers who say they got out. It is not a fake. But legitimate also means fees that follow the law, a guarantee you can actually collect on, and communication you can count on. On those points the record is mixed: a BBB complaint pattern, a state settlement and a steady flow of refund complaints.
As for the scam question that shows up in search results, we have not seen evidence that customers never receive anything. Several report completed exits. We also cannot promise your outcome will match theirs. Both statements are true, and neither one makes a large upfront payment any safer. Our guide to timeshare exit scams covers the warning signs in more detail.
The 18 Month Guarantee: Read This Part Twice
A money back guarantee is the selling point in most exit pitches, and this one is no different. But a guarantee is only as strong as its conditions and the company’s ability to pay. Before you count on it, get written answers to a few things. What counts as a successful termination? What documents must you submit, and by when? Does the clock ever pause? How do you request a refund, and how long does payment take?
Tradebloc told the BBB it would ease refund hurdles, which suggests the process had been a sticking point for some customers. If you are offered a newer contract, ask what changed.
There is also a structural difference worth knowing. With escrow, your money sits with a neutral third party until the work is done. With a guarantee, you pay first and hope to collect later. They are not the same protection.
Questions to Ask Before You Sign
Take this list to any exit company, this one included:
- What is the total price, including credit repair, monitoring or protection add-ons, and when is each payment due?
- Are you licensed in my state for the services you are selling? Minnesota, for one, generally requires debt settlement providers to register.
- What exactly does the guarantee cover, and what must I do to qualify for a refund?
- Will you tell me to stop paying my maintenance fees or loan? What happens to my credit and my legal exposure if I do?
- Who does the work: your staff, an outside attorney or someone else?
- Can I take the contract home and have an independent attorney read it first?
- Do I have a cancellation right after signing, and how do I use it?
- Can I pay by credit card? A card gives you dispute rights that cash, debit and checks do not.
If any answer amounts to “sign today or the price goes up,” you have your answer. The Minnesota Attorney General points out there is usually no good reason to rush, other than keeping you from weighing the cost and your alternatives.
Cheaper Things to Try First
The FTC advises owners to call their timeshare company before paying anyone, because some developers run their own exit programs. Wyndham, for example, has a Certified Exit program that covers options like returning ownership once a loan is paid off or applying for a hardship exception, according to U.S. News. Developers can say no, and programs usually require current fees and a paid off loan, but the call costs nothing.
- Rescission. If you bought recently, a cooling off window may let you cancel. Depending on state law it typically runs from three to fifteen days, per Credible Law.
- Deed back or surrender. Some developers take paid off timeshares back. LegalClarity notes it is often the cheapest exit after the rescission period.
- Licensed resale. Expect a loss and a long wait, and be wary of anyone who cold calls with a “buyer.”
- Attorney review. A consumer attorney can check your contract for misrepresentation or statutory problems.
Developer specific steps differ. If you own with Holiday Inn Club Vacations, see our guide to Holiday Inn timeshare cancellation. Vacation Village owners can read our walkthrough on Vacation Village timeshare cancellation. And if you are still sorting out how to get out of a timeshare in general, the order above is a sensible sequence: free routes first, paid help last.
If You Already Signed and Feel Uneasy
If you have already signed with an exit company and something feels wrong, move in this order:
- Check for a cancellation window. Read your contract, and if you are inside one, cancel in writing and keep proof of delivery.
- Keep paying what you owe. Stopping maintenance fees or loan payments can lead to collections, foreclosure and credit damage. The Minnesota Attorney General cautions against deliberate default without professional advice.
- Call your card issuer. If you paid by credit card, ask about disputing the charge.
- Freeze your credit. If you shared personal or financial details with a company you now doubt, a freeze is free at all three credit bureaus and takes minutes.
- File complaints. Report problems or suspected fraud to the BBB, your state attorney general and the FTC at ReportFraud.ftc.gov. A complaint on record helps you, and it helps the next owner too.
Who Might Consider It, and Who Should Pass
| May be worth a conversation if you | Probably pass if you |
|---|---|
| Have already contacted your developer and hit a wall | Were pushed to sign the same day |
| Can get every price, add-on and guarantee term in writing | Would need to drain savings or stop paying fees without an attorney’s advice |
| Can pay by credit card and have an attorney read the contract | Have not yet tried your developer’s exit program |
| Could absorb the fee if the exit does not work out | Cannot confirm the company is licensed in your state |
How It Compares With Escrow Based Options
Payment structure is the biggest difference between exit companies. Some ask for money up front. Others hold your payment in escrow or take no fee until the work is finished. After the Minnesota settlement, that distinction probably matters to you, and it is worth comparing legitimate timeshare exit companies that use escrow or charge no upfront fees before you commit to anyone.
For a look at how one of the largest names in the industry stacks up, see our Wesley Financial Group review. Comparing two or three providers on price, guarantee terms and payment timing takes an afternoon, and it can save you from a rushed decision at a seminar table.
Our Verdict
Tradebloc reviews leave a mixed picture. On the plus side, it is a real, verifiable company, several owners report completed exits, and its portal and communication earn praise. On the minus side, there is a documented complaint pattern, a state settlement over upfront fees and licensing, unpublished pricing and recurring refund disputes.
Our rating: 3 out of 5. That is not a warning to stay away and it is not an endorsement. If you are considering Tradebloc, get everything in writing, have an independent attorney read the contract, pay by credit card if you can, and try your developer’s exit program first.
Frequently Asked Questions
Is Tradebloc legit?
Tradebloc is a real Dallas company founded in 2018, and some owners report completed exits. It is not BBB accredited, drew a BBB complaint pattern in 2024, and settled with the Minnesota Attorney General in 2025 over upfront fees and licensing. Legitimate and risk free are different things, so verify the contract terms before paying.
How much does Tradebloc cost?
Tradebloc does not appear to publish a price. Owners have reported figures from about $3,850 at the low end to more than $12,000 paid up front. Your quote depends on your contract and payment plan, so ask for a written, itemized total that includes any credit repair or protection add-ons
Is Tradebloc a scam?
Nothing in the public record shows a sham operation. Tradebloc has a real office, named leadership and customers who say they exited. It has also drawn complaints about unmet guarantees and slow refunds, and it settled with Minnesota over its fee practices. Weigh both sides and get independent legal advice before paying.
Is Tradebloc BBB accredited?
No. The BBB lists Tradebloc as not accredited. The BBB put the company on complaint monitoring in 2024 after a pattern of complaints, and a later review found total complaint volume had fallen by nearly one-third.
Does Tradebloc offer a money back guarantee?
Owners and the BBB describe a written refund guarantee tied to an 18 month window. Read what counts as a successful exit, what paperwork you must supply and how refunds are requested. Tradebloc told the BBB it would ease refund hurdles, so ask what changed in the current contract.
How long does a Tradebloc exit take?
The program is built around an 18 month window, and one customer said they were told it could take up to two years. Some owners report cases running longer than promised, and the resort may keep billing you while the process runs.
Can I get out of a timeshare without paying an exit company?
Sometimes. Options include your developer’s exit or deed back program, the rescission window if you bought recently, a resale through a licensed broker, or a contract review by an attorney. None is guaranteed, and developers can say no, but the FTC recommends trying your resort first.
What if I paid Tradebloc and nothing has happened?
Request an update in writing and cite the guarantee terms in your contract. If you paid by credit card, ask the issuer about a dispute. You can also file complaints with the BBB, your state attorney general and the FTC at ReportFraud.ftc.gov.
Get Info Before You Sign
Not sure where you stand?
Tell us about your timeshare and we will help you compare your options, including timeshare exit companies that use escrow or charge no upfront fees. It costs nothing to ask, and you get a free timeshare exit consultation style review of your situation before you commit to anything.
Sources
- BBB business profile for Tradebloc Inc.
- BBB customer reviews for Tradebloc Inc.
- BBB complaints for Tradebloc Inc.
- Minnesota Attorney General press release on timeshare exit settlements
- FTC Consumer Advice: Timeshares, Vacation Clubs, and Related Scams
- FTC Consumer Alert: Want to get rid of your timeshare?
- Tradebloc company website
- Tradebloc customer reviews page
- Timeshare Users Group forum thread on a Tradebloc presentation
- TimeshareExitCompanies.com Tradebloc review
- Timeshare Cancellation Companies Tradebloc review
- U.S. News: How to get out of a timeshare
- LegalClarity: How to legally get out of a timeshare contract
- Credible Law: Timeshare exit guide
