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Timeshare ownership should feel like a luxury, not a lifetime bill. Yet soaring maintenance fees, limited availability, and relentless collections push many retirees toward the exit lane. Dozens of companies promise relief, but the fine print can be as tricky as the original contract.
This review cuts through the noise by examining RFA Corporation’s methods, pricing, and results, then comparing them with safer escrow-protected options.
Our aim is simple: give you clear facts so you can protect your credit, your cash, and your peace of mind before signing any cancellation agreement. Read on to make the smartest move possible.
RFA Corporation runs from two Scottsdale addresses: 20715 N Pima Rd Suite 108 #1041 and 9160 E Bahia Dr Suite 200, Scottsdale, Arizona 85255.
The Better Business Bureau shows the business first opened in 2018 and became BBB-accredited in April 2022. Today, it lists the company under timeshare cancellation and financial consultation.
Ownership and History in Brief: Public filings describe RFA Corporation as a privately held company that partners with attorneys, transfer services, and closing companies to cancel timeshare contracts.
Their own site says they have “helped thousands of owners” with two core services, contract cancellation and mortgage debt relief, over “7 years in business.”
RFA’s stated mission is “financial freedom through compassionate and transparent timeshare cancellation.”
They are not a law company but say they employ or contract legal staff. That distinction matters because the firm does not provide court representation; it prepares paperwork and negotiates with resorts on your behalf.
File Closure & Optional Credit Repair. RFA markets free credit-repair help once the account is settled.
Average Timeline: Most owners see 12–24 months before confirmation of release. Reddit threads and BBB files show some cases still open after 30 months, especially with Wyndham or Bluegreen contracts.
Typical Fees: Public complaints mention $4,000 upfront and later “add-on” charges for extra letters or attorney time. Industry articles put the wider cancellation market between $3,000 and $15,000, so RFA prices sit in the lower-middle band.
Escrow or Money-Back? RFA advertises a “100% satisfaction guarantee,” not an independent escrow. One press release even warns that broad money-back promises in this space “rarely come to fruition.”
Important: Without a third-party escrow, you carry the risk that funds will be spent before the service is done.
Yes! RFA Corporation is a real business with an A+ BBB rating and verified Arizona addresses. But “legit” does not always equal “best fit.” Remember:
If you want third-party escrow protection, reach out to us at MyTimeshareExitReviews. We help you connect only with vetted companies that keep your money safe until the resort signs the release.
Pros | Cons |
No independent escrow; money sits with the company | |
Claims “thousands” of successful exits | The strategy may hurt credit by stopping payments |
Offers credit-repair guidance | Upfront fees plus later add-ons |
Partners with legal staff for letters | Not a law company; no court defense |
Lower-middle pricing band | Some files are still open after two years |
Because refund rules vary by state, always read the contract line by line or ask us to review it first.
Owners who post RFA cancellation reviews praise helpful staff and simple paperwork, but many worry about slow timelines and credit dings. Employee notes on Glassdoor echo “friendly team” yet mention “long hours.”
Metric | Figure | Source |
Total Clients Served | “Thousands” (exact number not public) | RFA website |
Average Cost per Client | $4,000–$7,000 | BBB complaints & industry averages |
Success Ratio | The company claims 100%, unverified | Reddit thread |
Escrow / Money-Back | Internal guarantee, no escrow | RFA website |
Filed Complaints (BBB) | 12 complaints in the last 36 months | BBB profile |
Always check the company name on your paperwork and verify the entity with the BBB.
Choose a company that gives you two layers of safety, independent escrow, and written attorney oversight. That mix keeps your money secure and your paperwork solid in every U.S. state.
If a company misses any point, we will not refer you.
Why the Process Takes Time: Each resort follows its own internal path. Florida-based resorts must record deeds, so files there often push the 24-month mark, while Nevada projects finish sooner because transfers are logged against club memberships. Owners still report delays when the resort resists.
Escrow vs. Internal Guarantee: Escrow keeps your fee in a bank account until the deed is back in your hands. RFA skips escrow, so you depend on its promise. With us, your money stays locked away until success is proven.
Success Claims vs. Reality: RFA markets a “100% success rate,” yet industry averages sit nearer eight in ten, even with top firms. Ask for documented proof before believing any perfect score.
Feature | No-Escrow Service (RFA) | Escrow-Protected Service (Our Partners) |
Payment Control | The company holds funds on day 1 | The bank holds funds until proof of exit |
Refund Trigger | Company policy | Automatic if the exit misses the deadline |
Credit Safety | Relies on missed payments | Uses deed-back or legal rescission |
State Compliance | Varies by file | Attorney reviews state laws first |
Peace of Mind | Moderate | Very High |
When owners see these lines, most choose escrow because the safety net is clear.
Most owners report 12–24 months, though complex files can pass 30 months.
No. They rely on an internal satisfaction guarantee, not a third-party escrow.
BBB complaints show upfront costs near $4,000 with possible later charges, which many owners dislike.
They are not a law company but partner with lawyers for demand letters; court defense is outside their scope.
Yes. Skipping payments can trigger foreclosure marks; RFA offers credit-repair tips, but the score hit happens first.
RFA Corporation has experience, an A+ rating, and thousands of exits. Yet the non-payment strategy, lack of escrow, and extra fees raise real worries, especially for retirees on fixed incomes.
If any answer feels vague, contact MyTimeshareExitReviews. We will match you to a vetted company that holds your money in escrow, charges no upfront fees, and follows the strict state laws that protect older consumers.

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